We have a fair few winter bike riders here in Madison, some of whom will even go out in conditions like those shown on this card. You need studded tires if you want to ride through the snow like Santa, but that's a little hardcore for me. But for those who don't mind the cold but want to avoid the snow, the city does a good job of clearing the bike paths and the bike lanes on the roads. Better than certain northern Virginia homeowners associations I could name, that's for sure.

Victoria & Albert Museum, London